Personal Injury Protection (PIP) is a type of auto insurance coverage that is required in New Jersey, as well as in some other states. PIP coverage is designed to provide medical benefits and other related expenses coverage to you and your passengers if you’re injured in a car accident, regardless of who is at fault for the accident.
In New Jersey, PIP coverage typically includes payment for medical expenses, lost wages, essential services, funeral expenses, and survivor benefits. It is often referred to as “no-fault” coverage because it pays out benefits regardless of who caused the accident.
New Jersey requires drivers to carry a minimum amount of PIP coverage, although higher coverage limits are available for purchase. PIP coverage is intended to provide prompt payment for medical expenses and other losses related to injuries sustained in a car accident, which can help injured parties get the necessary treatment and support without delay.
